THE IMAGE DISPLAYED TO

THE RIGHT CAN HAPPEN

TO ANYONE...

Contrary to popular belief, Foreclosure is actually more common

than one might think. A lot of Wealth is forfeited due to inadequate

planning. Most equity & homes are dwindled in foreclosure because

of some sort of untimely or unfortunate circumstance. Sudden Illness,

death, disability to name a few...

Protect YOUR Family as well as YOUR Most Valuable Asset 🏠

🛡️ Peace Of Mind That Your Family Will Have A Fully

Paid Off Mortgage Or Assistance To Continue To Make

Payments Under The Toughest Of Circumstances.

🛡️Customized And Designed For Each Family,

Case By Case.

Department Of Banking

+

Insurance Licensed

Austin A. Smith

Thousands of Clients + families protected
Licensed since 2014'

Pictures With Clients Before The Pandemic

When We Moved Everything To Virtual

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How The Conversation Started....

You may of purchased a home, Taken out a equity line of credit, Refinanced your mortgage or recently restructured your mortgage + home loan ....

And you responded to info in the mail regarding your mortgage

What Is Mortgage Protection Insurance (Mpi)?

Protects your family in all of the following:

Death Icon

Death

If You Pass Away

Illness Icon

illness

Cancer, Stroke, Heart Attack, Major Disability ect.

Portable Icon

Portable

Take It With You if You Refinance Or Sell

Live to long Icon

Live to long

Cash Back & Return Premiums Options

As seen on "The Balancing Act"

(Aired over 15 season since 2008)

Top Producing agent Steven Giordano who helps 1,000 families each calendar year explain to the host the importance of MPI

YouTube Watch Me
PROTECTING YOUR FAMILY,
IN EVENT OF UNEXPECTED
– HELPING YOU BY –
PROTECTING WHAT YOU
WORKED SO HARD FOR.
AND INSURING YOUR MOST
VALUABLE ASSET

Our Partners

A Few of our Top A+ insurance companies accredited by the BBB

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Prepared For Every Stage Of Life

From beginning your financial path to creating a lasting legacy, we’re here to support you.
With protection and growth strategies, we’ll craft a plan tailored to your life.

Insurance

Secure your family’s future

Discover coverage options for life, long-term care, and disability protection.

Investments

Build and expand your wealth

Put your money to work with mutual funds, education savings plans, and other investment options.

Retirement

Prepare for your retirement journey

Ensure your savings support you longer with reliable income solutions like annuities.

Retirement

Prepare for your retirement journey

Ensure your savings support you longer with reliable income solutions like annuities.

Got Questions?

Frequently Asked Questions

Offering products to most major lending institutions' databases throughout the country we are able to protect thousands of families per month company-wide & nationwide*

Remember: The banks specialize mainly in lending & banking programs. NOT INSURANCE.

If you qualify... your insurance protection is provided directly from an A+ rated insurance provider and owned independently by the policyholder (you). This provides a sense of control... making it so you would not have to fear losing your protection if you refinance, relocate, or if your loan gets bought out.

This Program could be purchased at a later date but may be significantly more expensive and include a more extensive underwriting process. It's important for you to receive this information in a timely fashion!

Here, you actually purchased an accidental death life insurance policy. This type of mortgage protection life insurance will only protect your home if you died because of an accident. Any other type of death, such as disease or illness, will not be covered by this policy.

No, you don’t. It’s actually quite popular for spouses or partners to only insure half or a partial amount. This keeps premiums low and allows the surviving partner to pay off half and refinance to cut payments in half.

PMI ONLY protects the bank. It provides ZERO benefits to you and does not protect your loved ones. Private Mortgage Insurance (PMI) is not Mortgage Protection Insurance (MPI).

Typically, on average, we find policyholders pay premiums ranging between $40-$90 depending on which option is the right fit. Factors include health, medication, mortgage amount, and term length.

Mortgage protection policies are often approved within days and include "Living Benefits" (payouts for heart attack, stroke, or cancer) which aren't always present in standard life insurance.

Absolutely not. Beneficiaries receive the benefit 100% tax-free to use for the mortgage, relocation, or any other financial need.

Innovation

Innovation

Fresh, creative solutions.

Integrity

Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.